Preheat the oven to 375 degrees and line a baking sheet with parchment paper.
Place the ground beef in a large mixing bowl. Add the diced jalapeños, 3/4 cup of the crushed cheese crisps, the egg, onion, garlic, chili powder, salt, black pepper, and shredded cheddar cheese.
Mix everything with clean hands until the ingredients are evenly combined.
Shape the mixture into a loaf about 8 inches long and place it on the prepared baking sheet.
Sprinkle the remaining 1/4 cup of crushed cheese crisps over the top of the loaf and press them down lightly so they stick.
Bake until the internal temperature reaches 160 degrees and the topping turns golden.