Preheat the oven to 375 degrees and line a baking sheet with parchment paper.

Prepare the Stove Top Stuffing mix according to the package directions using the listed ingredients. Set it aside to cool slightly.

In a mixing bowl, combine the ground beef, instant potato flakes, egg, milk, salt, and black pepper. Mix until evenly blended.

Divide the meat mixture into four equal portions. Flatten each portion into a patty, place a spoonful of prepared stuffing in the center, and fold the meat around it to form a mini meatloaf.

Arrange the mini meatloafs on the baking sheet. Bake for 25 minutes.

Remove the pan from the oven. Top each meatloaf with the cheddar cheese and crumbled bacon. Return to the oven for 5 more minutes until the cheese melts.

Let the meatloafs rest for 5 minutes. Finish with a dollop of sour cream and a sprinkle of chives before serving.